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Updated: Friday, January 15, 2021

Ask the HOA Expert: Vendor Interference, Adjoining Decks, Quorum
Written By: Richard Thompson

Question: Our HOA has a resident that interferes with vendors. Our landscaper has threatened to quit due to the harassment. The resident has been advised in writing to cease and desist but it continues. Suggestions?Answer: Its not uncommon for certain residents to engage contractors in conversation, usually trying to be sociable or helpful. This...


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2021’s Hottest Home Décor Trends
Written By: Ashley Sutphin

Most of us were more than happy to say goodbye to 2020, but we could still be spending a fair amount of time at home early on in 2021.With that in mind, the following is a roundup of some of the dcor and design trends that are popular right now.Comfort and Functionality2020 was a year when most of us spent more time at home possibly than ever be...


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Where Do I Go From Here?
Written By: PJ Wade — Decisions & Communities

Where do you go from here?Interest rates are at all-time lows.Pivoting into a new life and life>Working from anywhere, including home, is a viable and valued career option.Home is the new headquarters, representing security and freedom.Life used to be super busy, hyper accelerated. We navigated a continuous stream of must dos, deadlines, and res...


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What Exactly is a ‘Government Backed’ Mortgage?
Written By: David Reed

One may or may not be familiar with the term government backed but it might be a bit confusing at first. First, what its not, isnt a guarantee someone is going to get a mortgage because its backed by the federal government. These types of mortgages are differentiated from so-called conventional mortgages. A conventional mortgage is one where the...


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Pros and Cons of Buying a Tiny Home
Written By: Jaymi Naciri

What was once written off as a short-term trend has proven to have staying power. And, tiny homes are no longer being associated primarily with millennials, either. There are plenty of stories of families choosing to live leaner. Tiny homes are now increasingly the choice of seniors, as well.Tiny houses can be an attractive option for retirees w...


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Moving? Avoid Making These Mistakes
Written By: Realty Times Staff

Whether moving across town or across the country, packing up and moving can be stressful, costly and full of surprises. From shady movers and inaccurate price quotes, to overpacking or not allowing enough time to get the move set up, every step of a move has the potential for mistakes that can make a move a nightmare.These tips will help anyone ...


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Vacancy Factors Explained
Written By: David Reed

When the rental income from a prospective unit is 2,000 but the lender tells you they can only use 1,500 of thatwhat gives? That is if youve been a landlord before with at least two years of experience. First time real estate investors can expect to have the new mortgage on the unit be counted 100 against their debt ratios even though theres 2,0...


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When is the Best Time to Sell a House?
Written By: Ashley Sutphin

When youre planning to sell your house, timing is important. You want the most people to see it and be interested, and you, of course, want it to go for the highest possible price. So when is the right timing? When is the worst time to sell a house, alternatively?The Local Housing MarketWe often think about seasonal trends when determining the b...


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HOA Volunteers: Pick Me! Pick Me!
Written By: Richard Thompson

When it comes Board elections or need for a committee member, are volunteers scarcer than snowballs in hell? This is a common frustration in homeowner associations where the same few good women or men seem to shoulder the responsibility for life. So, how do you get others to raise their hand and step forward? Some suggestions:Communicate Regular...


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What to Expect from An Appraisal
Written By: Ashley Sutphin

When youre buying or selling a home, you are likely going to face a home appraisal contingency. It can be anxiety-inducing on either end of the situation. Knowing what to expect can prepare you and reduce a bit of that anxiety.What Is an Appraisal?During an appraisal, someone who is licensed to conduct appraisals will do an inspection of a home ...


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What are the Pros and Cons of a HELOC?
Written By: Ashley Sutphin

A home equity line of credit is a type of financing that pulls value from your home.Youre accessing your equity, and some of the reasons you might tap into it include: Home improvements Debt consolidation Long-term investments Emergency expenses Business expensesHome improvement is largely the main reason people get HELOCs. You can upgrade your ...


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Top Three Reasons to Sell Your Home for Cash
Written By: Tom Camp

If you were to mention to a homeowner that they could sell their home for cash nearly instantly a decade ago, people would have laughed.The average time it takes to sell a home has been why selling a home for cash is no longer something to fear. With an average of six months, depending on the state and market, selling a home may be cumbersome an...


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What You Can Expect Your First Year In A New Home
Written By: Jaymi Naciri

Moving can be exciting, and it can also be scary. It can be smooth sailing or so wrought with silly or serious issues that your cat peeing in the box of towels because you havent unpacked his cat dish yet sends you into the kind of rolling-on-the-ground, slapping-your-leg, crying-big-fat-tears laughter that makes your family wonder if you need m...


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What Does The Home Seller Owe?
Written By: Realty Times Staff

Buyers are looking for ways to get an edge over sellers. One way is to find out how much sellers owe their lenders on homes for sale. With this knowledge, they can gauge how much negotiation room the seller might have.In a sellers market, knowing what the seller owes can help the buyer formulate an offer the seller will accept, avoiding an expen...


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Homeowners' Advice: Toasty Tips for Winter
Written By: Realty Times Staff

Baby, its cold outside Keep your home warm and toasty this Winter by following these simple expert tips.Every homeowner should start their Winter by tackling the "oh so fun" task of checking their home for leaks. Leaks can not only drain your pocket of money, but also drain your home of precious heat.The U.S. Department of Energy energy.gov know...


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December Real Estate Roundup
Written By: Realty Times Staff

Freddie Macs results of its Primary Mortgage Market Survey shows that "The housing market is poised to finish the year strong as low mortgage rates continue to fuel homebuyer demand and refinance activity. Moving into 2021, we expect rates to hold steady but the key driver in the near term will be the trajectory of the COVID-19 pandemic and the ...


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10 Easy Solutions for Creating More Storage at Home
Written By: Jaymi Naciri

Take a new look at your houseDont have enough linen space? Maybe theres a corner or niche that could be turned into a closet. It might just take an open mind and a fresh outlook to reimagine a space.nbsp;Pick the right furnitureA hardworking family needs a hardworking living area, one that uses every inch of space available, said Better Homes an...


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Overlays: What They Are and Why Lenders Apply Them
Written By: David Reed

There is a term lenders refer to as an overlay and can be applied to most any conventional or government-backed mortgage. What exactly is an overlay? An overlay is an additional approval requirement beyond what is required by the secondary market. The secondary market is where lenders go to sell loans theyve made to consumers. Selling a mortgage...


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Updated: Friday, January 15, 2021

Ask the HOA Expert: Vendor Int...
Question: Our HOA has a resident that interferes with vendor...

2021’s Hottest Home Décor Tren...
Most of us were more than happy to say goodbye to 2020, but we coul...

Copyright ©2021Realty Times®. All Rights Reserved