Updated:
Tuesday, December 11, 2018
Perhaps Its Time for Some RESPA Reminders
Written By: Bob Hunt
In 1974 Congress enacted the Real Estate Settlement and Procedures Act, commonly known as RESPA. The provisions of RESPA were intended to protect consumers during the home purchase process. Its two main areas of emphasis were 1 the provision of disclosures regarding settlement closing costs, and 2 the prohibition of kickbacks or referral fees th...
It was exciting to contemplate city life after living in smaller towns. Apparently, everyone else thought so too, because by the time I decided I liked a house, it was gone from the market.Between struggling with a tight real estate market and shopping from across the country, it wasnt easy to find a house. While the city offers the charm of old...
The key to staying efficient and on-task is to set up your own dedicated workspace. If yoursquo;ll be working at home, building a home office helps create an environment of productivity and replicate a traditional office feeling within your own home. Of course, you should consider a few essentials when setting up an office of your own.LightingAc...
Unzipped Glass Zipper Bag, 16.50Is it a plastic bag? No, itrsquo;s a glass piece created to look like a plastic bag. This is just the type of unique, kitschy gift your friend, colleague, or loved one willhellip;well, love.Automatic Pan Stirrer with Timer, 25Letrsquo;s admit it. That constant stirring is the worst part about cooking, are we right...
Getting color ideasModel homes are ra>1 The color is by and large not used large scale, meaning, all the walls of every room wont typically be painted in bold or bright colors;2 The main color scheme generally flows from room to room. The shades and placement of color may be different, but there is a coherent look and feel throughout the home th...
"Pollutants" is a broad term, and can include things like dust mites, pet dander, mold spores and viruses, as well as gaseous pollutants like tobacco smoke and the off-gassing from paints, cleaning products and some building products. They can lead to headaches, dizziness, irritation of eyes, nose and throat, fatigue and more serious illnesses. ...
According to the United Nations, a whirlwind of issues, many of which are likely caused by man, threaten to harm our precious Earth in irreversible ways. From greenhouse gas emissions to air pollution, deforestation, and issues with water and waste, the human impact on our planet has become real. And if we donrsquo;t change, we face both uninten...
In many cases, this cross collateralization may not be something the borrower worries about, as the borrower intends to pay the lender in full. The general plan is for the borrower to refinance the target property at anbsp;point where a new lender does not require cross collateralization, pay off the existing lender, and the existing lender >The...
Jeff LaGrange, Vice President of the RE/MAX Northern Illinois Region, explained that, ldquo;In the Midwest, homes that go under contract in November, December and January usually are offered by highly motivated sellers. In spring and summer, purchasers may pay a premium because they compete with many other buyers. Less competition in winter mean...
Accentuate the PositiveWhen studying a room, the first point your eye catches should be a positive one. For example, a home with a massive fireplace commands the first attention spot. However, poor placement of furniture, too many "comfy" afghans and plenty of books and magazines will distort the simplicity of the rooms greatest asset. Add last ...
Kellie Bradt of RG Realty Group in Coon Rapids, MN has made a generous donation to Brothers Empowered on behalf of her clients, Krystyana and Jeremy Bolz.Michelle Ratajczak of James amp; Less Realty in Virginia Beach, VA has generously donated to the Alzheimerrsquo;s Association of Southeastern Virginia on behalf of her clients Marcia McGrath an...
Quinlan Realty in Creve Coeur, MO has generously made 2 donations thanks to distinguished Broker with Heart, Craig Carr.Craig has made a generous donation to Generation Rescue Inc. on behalf of his clients, Carrie and Craig Roland, and made a second donation to the Buddy Fund on behalf of his clients, Meron Haile and Meron Gebre.ldquo;All of us ...
Should you ever be in the unfortunate position to have to escape or endure a fire, these tips will help keep you safe.Donrsquo;t move back in just because everything looks fine.ldquo;Sometimes homes that appear completely safe after a fire can conceal damage that is invisible to homeowners,rdquo; said Fast Home Help. ldquo;It is important that y...
Over the centuries, our country has grown from a largely agricultural setting to an urban civilization. As a result of these changes, different states have adopted different rules regarding tree law and liability.On Sept. 14, 2007, the Supreme Court of Virginia reversed its longstanding position by holding that where a neighbors tree causes actu...
Real estate may be the furthest thing from your mind at this time ofnbsp;year, but keep three key real estate realities uppermost in yournbsp;thinking, or 2019 could be an expensive year - in more ways than one.1. ldquo;Itrsquo;s always the right time to buy or sell real estate- whennbsp;the right property or opportunity appears.rdquo;Therersquo...
California law, at Civil Code sect;4100, recognizes four different types of common interest development: i a planned development, often called a planned unit development or ldquo;PUDrdquo;; ii a stock cooperative; iii a condominium development; and iv a community apartment project, often referred to as ldquo;own-your-ownrdquo;. According to the ...
The new conforming loan limit for 2019 is set at 484,350 for a single family home. We wrote here how FHFA sets these limits as the Home Price Index, or HPI is reviewed at the end of the third quarter of each year and compares that number with the HPI from the same time last year. If there is an increase, the conforming loan limit is adjusted acc...
By now, you may have seen or at least heard of the photos of 590 Mosswood Drive in Conroe, TX, which features a young couple engaged in various household activitiesmdash;none of them dirty, but that hasnrsquo;t stopped people from raising an eyebrow, and an objection. In fact, there were so many objections to the somewhat risqueacute; photos a s...
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